LPG Gas Connection: Whether you are taking any connection in Indane Gas, Bharat Gas or HP Gas, you come under the purview of insurance cover. You do not have to pay premium for this
Did you know that when you take a gas connection, insurance is also included with it, for which you do not have to pay a premium? If you do not have this information yet, then know today. Yes, no matter what you are taking in Indane Gas, Bharat Gas or HP Gas connection, you come under the purview of insurance cover. To cover any accident related to LPG Gas, the customer is insured.
When and how much do you get covered
According to the official website of IndianOil, personal accident cover is provided to third party and LPG customers and property damage cover is provided at the registered campus of the authorized customer. In case of personal accident Rs 6,00,000 is paid per person per incident in case of death.
Similarly, a maximum of Rs. 2,00,000 (limited to Rs. 30,00,000/) is paid per person in case of injury. Also, 200,000/- per incident is given in case of damage to property in the registered campus of the authorized customer.
How is the claim made?
If you are a customer and there is an accident related to LPG installation, then it should be immediately reported to the distributor of the company from which you took the connection (LPG Gas Connection).
Thereafter the Distributor/Area Office, after preliminary inquiry, will inform the local office of the Insurance Company to take the claim for further action as per the terms and conditions of the insurance policy. The customer need not claim directly with the insurance company or get in touch with them directly.
These documents have to be kept ready
Note here that the customer (LPG Gas Connection) is required to submit the documents related to the accident to the oil company i.e. Indane Gas, Bharat Gas or HP Gas. In case of death, death certificate, post mortem report / coroner’s report / inquiry report etc.
In case of injury, doctors’ prescriptions, original medical bills, original discharge cards and any other documents related to hospitalization are required to support the purchase of medicines. In case of loss of property, the insurance company appoints its surveyor to assess the damage.